BMS is now the exclusive broker for the NZDHA & NZDOHTA new insurance program.
BMS is a Lloyd’s broker and has 15 global teams, including in Melbourne and Ottawa, dedicated to providing coverage, and value-added services to associations and its members.
The New Zealand, Australian and Canadian teams provide coverage to more than 500,000 allied health and regulated professionals through 70+ associations globally.
This experience gives BMS a unique insight and ability to create and deliver significantly enhanced and continuously evolving member centric insurance programs. This includes ensuring broad, market-leading coverage, evidence-based risk management and exceptional member service.
Ensuring NZDHA & NZDOHTA members have access to the most comprehensive coverage, additional, evidence-based risk management material and exceptional service for insurance queries and claims is paramount. BMS is a specialist broker dedicated to servicing associations and its members and will continue to enhance the NZDHA & NZDOHTA Insurance Program.
Yes you can opt back in to the insurance program by contacting the NZDHA & NZDOHTA.
If you have a current claim with your previous insurance company, you will need to continue dealing directly with them. Any new claims or notifications under the new insurance program can be directed to BMS on 0800 999 267.
Professional Indemnity Insurance protects you against allegations or claims of financial loss due to injury or damages that have resulted from a negligent act, error, omission, malpractice or breach of duty that has arisen out of your professional capacity as a Dental Hygienists and Oral Health Therapists.
The NZDHA & NZDOHTA PI policy will also respond to protect your reputation should a claim occur.
If you are unsure if your membership category includes your PI insurance please contact NZDHA & NZDOHTA or BMS.
You have the option to opt out of the NZDHA & NZDOHTA program during the application or membership renewal process.
No. There is no cover for when you are providing your services to family members.
The NZDHA & NZDOHTA PI Policy has run-off cover, so you remain covered in the event you have a leave of absence (such as maternity leave or due to an illness). To activate this, you must apply for run-off cover by contacting BMS on 0800 999 267 or via email at Nzdha@bmsgroup.com or firstname.lastname@example.org.
Yes. The NZDHA & NZDOHTA Insurance Policy comply with and exceed all requirements set by the Dental Council New Zealand.
Yes. The NZDHA & NZDOHTA PI Insurance Policy provides unlimited retroactive cover provided that there are no known and unreported circumstances that may lead to a claim and provided you have previously held Professional Indemnity Insurance.
Yes. As a Public Health Sector worker, without your own insurance policy you are relying on your employer’s Insurance, which may be geared more towards protecting your employer. Further, Public Hospitals or Health Centres typically carry policy excesses upwards of $250,000; which means that, in the event of a claim against you, they may decline to cover you.
Your employer’s policy may not cover you for:
NZDHA & NZDOHTA members who participate in the Insurance Program also have peace of mind that they have an individual $10,000,000 limit per claim covering their interests as well as access to free legal assistance with a senior lawyer for each potentially claimable issue that arises.
Having your own individual policy ensures you are covered if you want to work while transitioning from one employer to the next.
Duncan Cotterill, a leading independent New Zealand law firm is pleased to offer summary pro bono legal advice to all NZDHA & NZDOHTA members participating in the insurance program. To ensure all eligible members are provided with superior legal defence in the event of a claim or complaint, Duncan Cotterill has been retained as the preferred legal provider for claims made under NZDHA & NZDOHTA Insurance Program.
NZDHA & NZDOHTA members can take advantage of this complimentary service for practice related questions involving issues such as:
Duncan Cotterill is one of New Zealand’s leaders in insurance claims services and offers expertise in all areas of litigated and non-litigated claims.
The Duncan Cotterill team not only defends a large portfolio of litigated claims against allied health professionals and health care providers, but also provides specialised services in coronial investigations, disciplinary hearings and complaints resolution processes. The team works closely with its clients to identify what is particularly important in resolving claims, including accuracy, speed, and sensitivity to reputational risk and intelligent and controlled solutions to litigation.
Members should not